This Privacy Policy applies to the Financial Clarity Test and related pages operated by Camille Anne Pelayo, a licensed Risk Management Specialist affiliated with FWD Life Philippines.
Website: camilleannepelayo.com
Email: [email protected]
When you take the Financial Clarity Test, we collect:
- Contact information — your first name, last name, email address, and phone number (submitted at the end of the test)
- Quiz answers — your responses about financial dependents, income, debts, savings, and existing insurance coverage
- Computed results — your financial protection score and recommended coverage amounts, calculated from your answers
- Technical data — your IP address, browser type, and device information collected automatically when you visit our pages
We use the information you provide to:
- Send you your personalized Financial Clarity Results via email
- Follow up with relevant information about financial protection options suited to your situation
- Schedule and manage your free Clarity Session with Camille, if you choose to book one
- Improve our test questions and results accuracy over time
- Comply with legal and regulatory requirements applicable to financial services in the Philippines
We will only contact you about matters directly related to your financial protection and the services offered through this website.
Your information is stored securely in GoHighLevel (GHL), a CRM platform used to manage contacts, communications, and automations. GHL uses industry-standard encryption and security practices to protect stored data.
We limit access to your personal information to only those who need it to deliver your results and follow up with you.
We do not store sensitive financial account details, government ID numbers, or payment information through this website or test form.
We do not sell, rent, or share your personal information with third parties for their own marketing purposes.
We may share your information only with:
- GoHighLevel — our CRM and email platform, used to store your data and send your results
- Meta (Facebook) — anonymized event data (e.g. page views, form completions) via Meta Pixel, used only for measuring ad performance. No personally identifiable information is shared.
- FWD Life Philippines — only if you proceed to apply for a plan, and only with your explicit consent
- Legal authorities — if required by law or regulation
We use the Meta Pixel on our website pages to measure the effectiveness of our advertising. The Pixel tracks actions such as page visits and form completions — but does not transmit your name, email, or quiz answers to Meta.
You can opt out of Meta's data collection by adjusting your Facebook ad preferences at facebook.com/ads/preferences.
Under the Philippines Data Privacy Act of 2012 (Republic Act 10173), you have the right to:
- Access — request a copy of the personal data we hold about you
- Correction — ask us to correct inaccurate or incomplete information
- Erasure — request that we delete your personal data from our records
- Object — opt out of receiving future communications from us at any time
- Portability — request your data in a portable format
To exercise any of these rights, email us at [email protected] with your request. We will respond within 15 business days.
By submitting the Financial Clarity Test form, you agree to receive your results and relevant follow-up emails from Camille Anne Pelayo via [email protected].
You may unsubscribe at any time by clicking the unsubscribe link at the bottom of any email we send you. Once unsubscribed, we will stop sending you marketing emails within 5 business days.
We retain your personal data for as long as necessary to deliver your results and maintain a record of our communications. If you request deletion of your data, we will remove it from our active systems within 30 days, subject to any legal retention obligations.
We may update this Privacy Policy from time to time. The most current version will always be available at camilleannepelayo.com/privacy-policy. We will notify you of significant changes via email if you are an active contact.